Short Sale Specialist (www.411WeBuyHomes.com)
FLORIDA’S REAL ESTATE RECESSION HAS HURT THOUSANDS OF HOME OWNERS.
You are not alone, and it's not your fault! Due to the poor local real estate market in Florida & the United States, and the nationwide mortgage loan crisis, many Florida homeowners find themselves unable keep up with their increased mortgage payments, and many times the mortgage loan debt is more than the home is worth. That causes a situation of having No Equity left in the property. Many home owners are not able to modify the loan, nor can they refinance the home. Sadly, many homeowners give up, because they think there is nothing they can do to stop the Foreclosure of the home. Well, we want you to know there is absolutely something you can do that's far better than a FORECLOSURE... it's called a SHORT SALE.
So what is this thing called a Short Sale?
A Short Sale is a transaction in which the bank (or banks) accepts a discount on their mortgage to allow a sale, and avoid foreclosure or bankruptcy. Just to show you one example: A homeowner, who is facing foreclosure, has a first mortgage of $450,000. The current market value of the home is $300,000. The Mortgage Bank agrees to wipe out $150,000 in mortgage debt, and accepts the offer for $300,000 and the home is SOLD. This process works for any price home regardless of location or condition. Please do not wait until it becomes too late. Contact www.411WeBuyHomes.com for your FREE confidential, no obligation consultation. You deserve to know all the options available to you.
During a Short Sale process, our very professional team of experts have truthful and persuasive negotiations with your mortgage Banker(s), on your behalf. Using our proven methods, expertise and experience, in most cases we are able to convince the Mortgage Bank(s) to reduce your loan balance on the home. This allows us to then sell your home quickly to another Buyer, versus allowing the Bank to FORECLOSE on your home which would ruin your credit and cause a large amount of embarrassment. You may even ask yourself "Why should I care, I don’t have any equity left in my house"... Well, the fact is there are several important reasons why a Short Sale is far better for you compared to Foreclosure... And Here Is Why:
Can you tell me what are the Advantages of a Short Sale?
1.) Less Damaging to Credit Rating: A Foreclosure will severely damage your credit rating for 7 plus years, but a Short Sale is less damaging and the effect does not last as long.
2.) Major Banks are Encouraging Short Sales over Foreclosure: Fannie Mae (FNMA) recently changed their underwriting policy so that a past home owner now has to wait 5 years after a Foreclosure before FNMA will underwrite a new loan. If the homeowner conducted a Short Sale the wait time is just 2 Years! And in some cases even less. Freddie Mac also offers participating Banks an incentive to do a Short Sale instead of a Foreclosure.
3.) Relief from Second Mortgage and HELOC : When the 1st Mortgage Bank forecloses, the Second Loan is NOT deleted from your debt. The Second Mortgage Bank may take legal action to collect their debt after the Foreclosure. With a Short Sale, our extremely successful team negotiates with both lenders to highly reduce or totally eliminate the Second Mortgage and/or HELOC loan debt.
4.) Much More Dignified Solution: With a Short Sale, we SELL your home just like your neighbors have done. It’s
a much more dignified resolution to a very tough situation. On the other hand, with a FORECLOSURE, a SHERIFF will come to the home and perform a duty called a LOCK OUT, forces anyone and everyone from the home, the grass turns brown and condition of the property gets even worse. Then, some stranger from the Bank places one of those big “BANK FORECLOSURE – FOR SALE” signs in the front yard for all your neighbors and the world to see.
5.) Much Shorter Delay to Loan Worthiness: It is much easier to have credit restored and make major improvements to credit ratings with people who have done a Short Sale. However, it is extremely difficult to make improvements resulting from a FORECLOSURE.
6.) CASH For Your Help: Some banks we work with are now offering home owners a ”Cash Incentive” in order to Cooperate with a SHORT SALE, versus allowing the property to be Foreclosed on by the Bank. The Banks and the amount of cash sometimes offered, is on a case by case basis. Please contact us to find out more.
One thing is for sure… the longer you wait, the harder it is for us to get you the help you deserve!
You must know that time is of the essence. If Foreclosure proceedings have started on your home, then you only have a very limited time before your home is SOLD at the public FORECLOSURE AUCTION on the courthouse steps. The great staff and the entire team at www.411WeBuyHomes.com can almost always get the FORECLOSURE POSTPONED or FORECLOSURE STOPPED, but only if you call us as soon as possible. Please do not hesitate any longer, or sit at home and hope that your financial problems will suddenly change in the next few months. They seldom ever change.
We have helped many homeowners in the counties of Miami-Dade, Broward, Palm Beach, Martin, St Lucie, Indian River, Orange, Duval, Clay, Brevard, Lee, Charlotte, Sarasota, Glades, and elsewhere in Florida just to name a few. And remember, we also help homeowners throughout the United States in any location and any price home.
Do Not Trust Your Home Short Sale With Just Any Realtor Or Company !
Please know that you may only have ONE SHOT at this, and there is a lot riding on
the successful negotiations with your Bank and the sale of your home.
We've been working in the real estate industry with Short Sales, Foreclosures, Bank Owned properties, Purchase & Sales of Residential Homes, Commercial Property & Land for many years. We've negotiated with Banks and Savings & Loans to reduce loan balances, stop or postpone foreclosures, or to help restructure loans and Loan Modifications on behalf of the home owner. Let us prove to you how good we are. Contact us today.
The 411WeBuyHomes Team of Experts consists of Ex-Bank Negotiators, Real Estate & Internet Marketing experts, Listing and Sales experts, Transaction Coordinators, and so much more.
And Best Of All … Our Services Are FREE To You.
Please contact us today, so we can immediately begin to help you have a great tomorrow.
We hope this information was helpful. If you ever have any questions or want to learn more about the many options available to you… Contact Us Any Time!
www.411WeBuyHomes.com
Call 1-800-377-5061 Recorded Message 24 Hours a day.
Also, you can speak to someone from our office for immediate help.
P.S. - - Do you have a friend, family member, neighbor, or know someone at work or church that may need help? PLEASE
share this information with them as soon as possible. Help someone learn all their rights & options before time runs out.
If we buy the property or complete the Short Sale, we offer a CASH REWARD! Visit our site today to learn more.
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